Rates Are Effective as of July 28, 2010


   

Annual Percentage Yields

       

 

Regular Passbook

 

0.10%

 

 

 

 

 

 

 

**Money Market Savings or Checking Plus

Savings

Checking

 

$50,000 or greater*

0.76%

0.56%

 

$25,000 to $49,999

 

0.51%

0.41%

 

$10,000 to $24,999

 

0.31%

0.26%

 

$1,000 to $9,999

 

0.21%

0.10%

 

*** Balances below $1,000 earn the regular Passbook Rate

 

** Fees could reduce earnings on accounts

 

 

 

 

 

 

 

 

** Certificates of Deposit ($500 minimum)

A.P.Y.

Interest Rate

 

31 Day CD

0.31%

0.309%

  32-179 Days CD 0.36% 0.359%

 

6 Months CD

 

0.61%

0.609%

 

1 Year CD

 

1.01%

1.00%

 

18 Month CD

 

1.26%

1.255%

 

18 Month Variable Rate CD

1.36%

1.355%

 

(add deposits anytime during term)

 

 

 

 

 

 

 

 

 

2 Year CD

 

1.41%

1.401%

 

3 Year CD

 

1.76%

1.749%

 

4 Year CD

 

1.86%

1.839%

 

5 Year CD

 

1.96%

1.940%

 

       

 

 

 

 

 

IRA Variable Rate CD (12 Months)

1.01%

1.00%

 

 

 

 

 

 

** A penalty may be imposed for early withdrawal

 
     
   

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